Frequently Asked Questions

How much money can I borrow?
Depending on the level of your credit score and your ability to pay down payment, you can borrow up to 90% of the values of car.

What if I need to borrow more money later on?
No problem! We already have your details, which will speed up the process still further. If your application is successful, all that's left to do is to send you your money!

How do I repay my loan?
Loans are repaid by direct debit through your bank or cash deposit in the given bank account.

Over what period of time will the loan be repaid?
Usually, bad credit car loans have a payment duration between 2 years and 5 years i.e. 24 months to 60 months. Usually, every month you pay the same amount, which is also called E.M.I. I.E. equated Monthly Installment.

Am I able to settle my loan early?
Yes! You will be given a settlement figure if you wish to settle your loan early, the interest due will be discounted to allow for the shorter period you are taking to repay your loan.

How confidential is my application?
We treat your loan application as classified information. Therefore, be assured, it is our corporate philosophy that we do not disclose any personal information of any of our clients to a third party without a prior and written consent by our clients.

What if I want to move residence?
Simply pay the outstanding loan balance from the earnings of the sale. Alternatively, lending agency will transfer the loan to your new property.

What if my circumstances change - or if I have other questions?
In such case, we allot an advisor who will be in liaison with you and you can contact him at any time of day to clear your doubts and concerns. You can also take the help of our friendly and experienced customer care service.

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Frequently Asked Questions